“On April 14, 2021, American Capital Assurance Corp (“AmCap”) was ordered liquidated by the Second Judicial Circuit Court in Leon County, Florida. The Florida Department of Financial Services (“Department”) is the court appointed Receiver of AmCap. Please continue to report all new claims to AmCap in accordance with the company’s normal claims filling procedures until instructed differently. More information is available on the Department’s website at"


AmCap Insurance provides stability in a changing environment


Customizable policies. Consistent and unwavering protection.

American Capital Assurance Corp (AmCap Insurance) is a leading carrier focused on commercial residential and non-residential property risks, as well as flood coverage. Whether insuring a single apartment building, a large condominium association, a hotel or an office, AmCap Insurance provides custom solutions for each need.
As an admitted carrier, AmCap Insurance is a state-licensed entity within the territories we conduct business. This important relationship with the state sets our products apart from many other commercial property insurers, providing our policyholders with an extra level of financial protection in the event of catastrophe. Admitted carriers are required to comply with all state regulations regarding insurance, including pricing, policy terms and claims handling. This ensures you are protected in any covered scenario.


With commercial residential properties at the core of our business, American Capital Assurance Corp (AmCap Insurance) understands that it is vital for building owners, board of directors and property managers to provide security and peace of mind for their residents. Our commercial residential insurance product provides tailored coverage for condominiums, apartment complexes, townhomes, homeowner associations and the ancillary buildings located on these properties.


Our non-residential product includes coverage for office buildings and business personal property. These coverages are available in all states within which American Capital Assurance Corp (AmCap Insurance) operates. We also offer an expanded product in the state of Florida, which includes coverage for strip malls, hotels, nursing homes, houses of worship and other commercial non-residential structures.
For more information about specific coverages available, please contact an AmCap Insurance agency partner.


American Capital Assurance Corp (AmCap Insurance) is a Write Your Own (WYO) Flood Insurance carrier under the National Flood Insurance Program (NFIP). Most commercial property insurance does not cover flooding, which can occur in all 50 states, during any time of year. In fact, more than 20 percent of flood claims come from properties outside high-risk flood zones. Water damage can be detrimental to any property or business, resulting in deterioration of walls, ceilings, equipment and fixtures.
For more information about the specific coverages available for you, please contact one of our agency partners.