A message from our President
American Capital Assurance Corp. (AmCap Insurance) is an admitted and A.M. Best A- (Excellent) rated carrier focused on commercial property risk. We specialize in condominium, townhome, and homeowner associations; apartment complexes; and commercial offices. Whether you are insuring a single apartment building, a large condominium association, an HOA or an office building, AmCap Insurance provides custom solutions for your needs.


AmCap Insurance’s commercial residential insurance product provides protection and tailored coverage for condominiums, apartment complexes, townhomes, homeowner associations and ancillary buildings. As a building owner, property manager or association, we understand the most important thing is to provide security and peace of mind for your residents. Rest assured that AmCap Insurance is an industry leader in Commercial Habitational Insurance.


Our commercial office product provides a wide range of coverages for office buildings as well as business personal property. In the case of any covered peril, you can rest assured that AmCap Insurance will be there to make you whole again.


Floods can happen anywhere. Make sure you’re protected. If you think floods only occur in coastal communities, think again. Flooding can happen almost anywhere, which means it’s essential to ensure your commercial office or commercial residential properties are covered. Water damage can be detrimental to any business or property, including deterioration of walls, ceilings, equipment and fixtures. AmCap Insurance is a Write Your Own (WYO) Flood carrier under the National Flood Insurance Program (NFIP), and can provide you with all your Flood Insurance needs.
For more information about the specific coverages available for you, please contact one of our agency partners.